YMCA of Greater Charlotte

Income Verification

Find questions and answers related to how the Y will verify income for people interested in adjustments to their membership rate.

Does the Y require proof of my income in order to adjust my rate? 
What will you do with my income information to maintain my privacy?
I don't want to show my tax return. Do I have to?
What happens if my financial situation changes?
What happens after I've been at the Y for two years and I'm up for review?
What if I don't have a tax return?
What if my circumstances have changed since I filed my tax return?
I'm the only person in my household joining the Y. Why do you need to know everyone's income?
I have a roommate and I want to join, but they don't want to share their income information. Can I still get an adjusted rate? 
I am a young adult living at home and I want to join, but my parents don't want to share their income information. Can I still get an adjusted rate? 

Q.  Does the Y require proof of my income in order to adjust my rate?

 A.  In order to adjust your rate, you must present a current tax return to verify income at the time you join and again every two years. Accepted documents for income verification include the 1040, 1040A or 1040EZ. A staff member will view line 22 of your 1040, line 15 of your 1040A or line 4 of your 1040EZ. If you are not required to file taxes, please present a statement of non-filing, which can be obtained for free by calling 1-800-829-1040. You may also request verification of non-filing statements by visiting http://www.irs.gov and clicking on “Order a Tax Return or Account Transcript.”

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Q.  What will you do with my income information to maintain my privacy? 

 A.  When you present your tax return, a staff member will view the form right in front of you. They will look at two items – the total income line (line 22 of your 1040, line 15 or your 1040A or line 4 of your 1040EZ) and your filing status - and then immediately return the form. Your rate will be based on your income.

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Q.  I don't want to show my tax return. Do I have to? 

 A.  No. The only reason to provide a tax return is if you would like an adjusted rate based on your income. Households with an annual income between $0- $80,000 qualify. If your annual income is more than $80,000 or you don't want an adjusted rate, there is no reason to provide your tax return.

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Q.  What happens if my financial situation changes? 

 A.  We ask that you notify the Y of any changes in your income that may affect your rate.

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 Q.  What happens after I've been at the Y for two years and I'm up for review?

 A.  Prior to your 2-year anniversary, you will receive a letter and/or phone call informing you that it is time for your review. To continue at your current rate, you must provide the appropriate documents to verify current household income just as you did at the time you joined.

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 Q.  What if I don't have a tax return? 

 A.  You must provide a tax return in order to receive an adjusted rate.  If you are not required to file taxes, please present a statement of non-filing, which can be obtained for free by calling 1-800-829-1040. You may also request verification of non-filing statements by visiting http://www.irs.gov and clicking on “Order a Tax Return or Account Transcript.”

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 Q.  What if my circumstances have changed since I filed my tax return? 

 A.  We understand that a tax return may not reflect current circumstances. Divorce, job loss and medical expenses and other situations may not be reflected in your tax documentation. In cases such as these, a designated YMCA director will work one-on-one with you.

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 Q.  I'm the only person in my household joining the Y. Why do you need to know everyone's income? 

 A.  We recognize that people in one household may contribute in a variety of ways, other than providing income. We account for the total household income in order to assure that we are providing assistance to people who need it most.

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 Q.  I have a roommate and I want to join, but they don't want to share their income information. Can I still get an adjusted rate?

 A.  Yes. If your tax return shows you are filing as an individual, we only need to see your tax return.

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 Q.  I am a young adult living at home and I want to join, but my parents don't want to share their income information. Can I still get an adjusted rate? 

 A.  Yes. We will accept your tax return, filed as an individual. If you don't have one, visit member services and one of our directors will work with you.

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YMCA Mission: To put Christian principles into practice through programs that build healthy spirit, mind and body for all.